St Helens faces multiple, overlapping forms of deprivation, from youth unemployment and families at risk of eviction, to households living in fuel poverty and pensioners struggling with the rising cost of living. The borough ranks 68th most deprived in England, with around 43% of residents living in the 20% most deprived areas, intensifying demand on welfare, housing and public health support.
Yet with limited visibility across fragmented systems, stretched safety nets, and teams working in silos, the council lacked a clear way to identify and respond to these overlapping vulnerabilities
The council also faces rising youth vulnerability that increases tenancy risk and pressures on household finances. In 2024/25 the percentage of 16 to 17 year olds not in education, employment or training (NEETs) in St Helens rose to 7.9%, or 330 young people.
Household energy affordability is a persistent issue. St Helens Borough Council has an Affordable Warmth & Welfare Advice Team and an active programme to improve EPC rated homes, reflecting the scale of residents living in inefficient properties and at risk of fuel poverty, pressure that spills into rent arrears and wider financial hardship.
At the same time, the council must target finite local safety net funds like the Household Support Fund and Discretionary Housing Payments to those most likely to benefit. St Helens continues to operate and publicise HSF to cover food, fuel and essential bills, but demand outstrips budget and requires sharper prioritisation. DHPs also need careful case finding to maximise tenancy sustainment.
Underclaiming of Pension Credit remains substantial, with £1.6 billion going unclaimed nationwide. This means that many pensioners on low incomes also miss linked entitlements such as free TV licences, something that local authorities are uniquely positioned to tackle.
Like many councils, St Helens’ frontline teams operate across multiple systems and datasets, which can obscure a “single view of debt” and make it harder to spot households with multiple arrears and low affordability. This limits the precision of early intervention and targeting of support.
Central guidance and sector evidence emphasise the need for better data sharing and integrated debt insight to identify vulnerability earlier and intervene more effectively.