Calculate your benefits

Sector partners

Support vulnerable customers, get better financial outcomes

Better Off Calculator sectors
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Better Off Calculator sectors

We help you to support vulnerable customers

Millions of people are missing out on ÂŁ24 billion of income each year. We help you to connect your customers to this unclaimed support, improving your customer journeys and operational efficiency

Water tap utility Family at home
Finance and debt organisations

Be regulator compliant in supporting vulnerable customers

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Housing providers

Create long term sustainable tenancies by maximising incomes and simplifying budget management

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Utilities

Increase awareness and take up of social tariffs by integrating income maximisation into your operation

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Charities and advice organisations

Reduce complexity and efficently manage demand for services

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Our award winning Better Off platform

Better Off Calculator Low Income Family Tracker Multi Agency Safeguarding Tracker Policy analysis
Better Off Calculator benefits

Better Off Calculator

Better Off Calculator benefits
  • Better Off Score: Proactively identify customers missing out

  • Better Off Indicator: 30 second quick check shows customers an indication of benefits eligibility

  • Better Off Calculator: Comprehensively and accurately check eligibility

  • Better Off Apply Once: Create a holistic application process

LIFT campaigns

Low Income Family Tracker

LIFT campaigns
  • Identify vulnerability: Filter on over 100 policies to see who’s hit hardest

  • Increase engagement: Focus outreach effort where most needed

  • Target support: Build the income of your residents

  • Track change: Let the data show the impact you’re achieving

MAST general

Multi Agency Safeguarding Tracker

MAST general
  • Link safeguarding data across councils and blue lights organisations

  • Get speedier lateral checks and co-ordinate prevention activity

  • Show social workers who else is involved with a person or address

  • Report on trends and impact using analytics

Policy analysis general

Policy analysis

Policy analysis general
  • Model your fairest Council Tax Support scheme using your data

  • We identified ÂŁ24 billion of unclaimed support a year. Ask us about your area

  • Commission us to answer your social policy research questions with data

  • We helped the Welsh government model a new benefits system. Ask us how

The impact Better Off clients see

Mother and son
BOC report graphs
Child eating at school

What our clients say

“Nationwide believes in fairer banking and good outcomes for all customers. An important part of this is enabling people to access the support they’re entitled to in a way that works for them. “At a time when many households continue to experience financial hardship, we're incredibly proud that through our partnership with Policy in Practice, £1.2 million in unclaimed benefits has been uncovered for more than 2,200 people in the first four weeks since launch. As the first financial services organisation to launch a free telephone benefits calculator, this is a major step forward in inclusive financial support.”
The Better Off Calculator has provided an easy application for our customers to be assessed for our discounted tariffs. Policy In Practice has provided training for our teams so that they can support customers through the journey. They are always happy to help with enhancements and the data we are receiving gives us valuable insight into the demographics of our customers.
If you’re struggling to pay your water bill, you’re likely to be struggling to pay other bills, too. Taking weight off our customers’ shoulders, by helping to reduce the stress of debt, is incredibly rewarding.
We have used the Better Off Calculator for several years. We use it seamlessly across three large departments and it has helped improve our customers’ experience. Customers give us their information once making conversations easier and helps us to have all the information we need to help. We have helped lots of customers claim benefits they did not know they are entitled to and have always found Policy in Practice support if we have any queries to be impeccable.
Last month one of our benefits advisers spoke to a customer who was struggling financially. Through use of the Better Off Calculator the adviser learned that they were missing the carer's and disabled child element of Universal Credit. This totalled ÂŁ185.86 per month for the carers element and ÂŁ456.89 per month for the disabled child element, a total gain of ÂŁ642.75 per month.
We've been working with Policy in Practice to get income maximisation integrated with our social tariff assessment. We've seen about ÂŁ7.2 million pounds worth of additional benefits identified for the customers who accessed it. 96% of the people who've gone through it were actually eligible for extra benefits and the benefits have averaged about ÂŁ1,400 pounds a household, so really quite material numbers.
We use Policy In Practice's Better Off Calculator for all our general benefits and affordability assessments. We have tried other calculators in the past, but this one beats all. It's straightforward and takes every scenario into consideration. We have this on our website for our residents to use. They can ping the results over to us, so we can assist further. Technical and practical support from Policy In Practice is also second to none.
We have a team called the 'Money Matters Team', to support our customers. Last year alone, they achieved over ÂŁ5.3 million in benefit income for our customers, nowhere near the scale of the challenge highlighted in this report, but we are doing our bit to access that income. The real goal is to increase what we call residual household income, particularly in left behind places.

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