Many self-employed people will receive a grant through the new Self-Employed Income Support Scheme (SEISS) this month. These payments can be up to £7,500 and will be counted as earnings under Universal Credit.
As a result, lots of self-employed households will be affected by the complex ‘surplus earnings’ rules for the first time. In short, these rules mean that for many households, the SEISS money will be taken into account as earnings not just for the month it was received, but for future months as well.
Welfare advisors need to understand the rules, and need a tool that can calculate eligibility all in one place, in order to advise people what their Universal Credit payments will be, and when they need to reclaim.
Hear from Sue McCarron from Citizens Advice Wirral who shared how frontline staff have supported customers facing fluctuating income using the Benefit and Budgeting Calculator.
Listen back to hear:
- A simple guide to the SEISS, Universal Credit and surplus earnings rules
- Worked examples to illustrate the challenge, and what to look out for
- How our Benefit and Budgeting Calculator helps
The Benefit and Budgeting Calculator makes it much quicker to do calculations and the tooltips make it easy to use, meaning we only need to train people once. The simplicity of the calculator means that clients can often self serve with little support.
Listen to Sue McCarron, Citizens Advice Wirral
How to calculate surplus earnings in under 5 minutes
Register for an upcoming live webinar
|How the housing crisis has deepened the cost of living crisis
For most people housing is the highest living cost, yet the ongoing housing crisis in the UK is often overlooked when discussing the current cost of living crisis.|
This webinar will explore the policy issues affecting housing affordability for low-income households, examining the scale of the problem as well as what can be done in both the short and long term.
We will highlight important work done by our clients using data to proactively address housing issues.
We will be joined by a leading local authority to discuss a recent project conducted with Policy in Practice that used benefits administration data to identify households in temporary accommodation that could be helped to move into the private rental sector.
Join this webinar to learn:
- How UK housing policy interacts with the cost of living crisis
- How local authorities are using data to proactively tackle housing affordability problems
- Actions you can take now to support your residents dealing with housing issues alongside the cost of living crisis
|27/7/2022||10:30 BST||1.3 hours||Register|
|How to identify and support Just About Managing households using data
The government has said it wants to make life easier for the 'squeezed middle' or people who are just about managing. These are the families who are not rich and they are also not those on the lowest incomes. Despite most being in work, they are struggling to meet their cost of living and it is no wonder.|
The cost of living hit a 30-year high in February with inflation running at 6.2% and outpacing wage growth. Electricity bills were up nearly 20% in the year to January 2022, and gas bills by 28%, with further rises expected. Private rental prices across the UK went up by 2% in the year to January, the highest rate for five years; in the East Midlands that figure was 3.6%.
We know that one in five UK adults (10.3 million people) have less than £100 in savings, one in ten have no savings at all and more than a quarter have less than £500. Many are one broken appliance away from slipping into debt.
Local authorities want to help families who are struggling now to avoid a crisis down the line yet they have little or no visibility over people who are not already claiming benefits. Now though, analysis of other datasets can be used to get a clearer picture of families who are just about managing.
Join this webinar to learn:
- Who is just about managing now but at risk in the future due to the rising cost of living
- Which datasets can be used to identify families in danger of debt
- How local authorities can target support to avert crisis
|21/9/2022||10:30 BST||1.3 hours||Register|