Universal Credit Calculator
How much can me and my partner earn together with two children
If you are claiming Universal Credit as a couple with children, you can earn £198 per month before your benefit award is affected (unless there is a disability, sickness or caring responsibilities in the household, in which case this will increase to £409 per month). For every pound that you earn over this amount, 63p will be taken off your award.
Your eligibility for Universal Credit and the final award are dependant on various factors, including household type, earnings, hours of work, tenancy type, postcode etc. If you would like to receive an estimation of your eligibility and award under your current or future circumstances, you can input the relevant details to our benefits calculator on http://policyinpractice.co.uk/software/#free.
Can you claim UC when you are on maternity leave and only receiving SMP via your employer?
Your eligibility for Universal Credit depends on various household circumstances. SMP is included as the earnings of a household, so it does not immediately disqualify you for Universal Credit. However, it may be the case that if you are in a couple, your combined earnings will push you out of eligibility for Universal Credit.
If you would like to test your eligibility, you may use our benefit and budgeting calculator which is available on the following link: http://policyinpractice.co.uk/software/#free Enter your details, including your SMP amount under ‘other savings, investment or income’, to receive an estimated Universal Credit award under your circumstances.
Can anyone please tell me, how the government arrive at the amounts they’ve calculated to be enough to live on? ie, what you need for food, gas elect, water. I can’t find a breakdown anywhere.
There is no calculation as to how much is needed. The criteria is around what the government deems reasonable and can afford. The duty of the government is to prevent destitution and it is presumed that is considered in setting levels.
My eldest daughter who will be 17 in December has decided to leave 6th form and has an apprenticeship paying 866 per month, apparently she’s now an adult according to my council. But she still lives with us. I mean I’m not complaining I don’t get the logic, if she was at sixth form she would be classified a child ( young Person and we get three bedroom rate for house benefits but now we don’t). Just because she’s training what is the difference!!
Also my wife has just taken a part time job 12 hours a week, as to make up for lost income, and I’m told that affects it too, I’ve not got an issue it just seems as though it’s blind leading blind with uc as HMRC could not explain reasons but just said “ that’s the way it is “
Benefits can only be paid in respect of a child if you receive Child Benefit for that child so unfortunately your child tax credits or Universal Credit Child Element will end if your child benefit ends due to the apprenticeship. I presume from your message that you currently receive tax credits and Housing Benefit. Your wife will have some of her earnings disregarded for Housing Benefit purposes but both benefits will reduce by a proportion of your wife’s earnings. You can use our calculator on the gov.uk website (https://www.betteroffcalculator.co.uk/#/calculator/new/step1) to see how this affects you.
I am a private tenant but own a property which is on the market to sell and where you don’t live as it is currently occupied by my adult daughter while it sells, can I still apply for universal credit?
Under UC the value of the property will count as capital (minus 10% of the value to cover sale costs). You cannot claim UC if is over £16,000. There are special arrangements for those moving to UC from tax credits. If you are currently on tax credits this limit does not apply and will not apply if you move to Universal Credit through “Managed Migration” rather than because of a change of circumstances. However, if it is a new claim you will not be eligible for support.
I recently completed benefit calculation explaining my full entitlements on gov.uk website but have not yet had full payments from universal credit basically turn2us calculator tells me im entitled to £565.20p and i was only paid £317.82p which means £247.38p is still outstanding do you know anyone i can turn to because universal credit havnt got a clue even though its there website and calculator
You will need to talk to Universal Credit about this. Generally if the amount is lower than expected it can be because an element of the UC was missed (for example, does UC know about any rent you pay or any children), or UC are recovering previous overpayments, or HMRC informed UC that your income was higher than you had taken into account. Check your journal to see how it was calculated and then discuss with UC. Your local CAB may be able to help you in your conversations with Universal Credit and help to ensure any errors are rectified.
i was only 61p in rent arrears before universal credit came in and made to claim this benefit. The performance after different things required after having all the details needed, meant that the rent has not been paid since march this year and still has not been paid. Although i got messages in my online journal that the rent from march had been paid directly to the council. This was not the case as i checked my online rent account the statement clearly shows not a single penny has been paid. Also im told i got a a certain amount of UC and deducted a little over £100.00 for that month and also deducted the so called rent direct to the council in june this year again i checked and nothing had been paid again. I was in Tuesday just gone for a possession order to take my family home away because UC wont pay the rent and i have ended up with a rent arrears of £2,325.00 and charged with court costs. when i make a message asking when this is going to be sorted out and they now never reply to me. I did get myself a full time job where i am having to work 12 hour night shifts to pay arrears off at $400.00 month but still i want the rent paid for march april may and june as i was entitled to that at that time. HARDLY SEEMS FARE TO ME
I am sorry to hear about the struggles you have faced on Universal Credit.
Unfortunately we are not in a position to help with your arrears. My advice would be to go to your local Citizens Advice Bureau or council to speak to an adviser.
You won’t get it, I been waiting for backdated universal credit. They have been paying half of my rent. I declare change of curcumtances late coz I haven told by UC centre to do it . They made so complicated for the claimant. Easier for the job centre advisor and the case manager. If you call them to report a change they won’t do it for you. It seems they don’t want pay you anything in return you put yourself into debt.
What is max joint income to claim universal credit, I am unable to work my partner does have a reasonable wage
Thank you for your question.
Your maximum joint income will depend on your circumstances. You are welcome to use our free calculator to assess your Universal Credit eligibility and likely award based on simple questions relating to your household circumstances. This can be accessed here: https://www.betteroffcalculator.co.uk/#/calculator/new/step1
A general overview of the regulations follows:
The standard monthly payment of Universal Credit for a couple with one or more partner over the age of 25 (but under the pension age) is £498.89. An additional element is added for child costs and those with a limited capability of work. From this maximum amount, deductions will be made according to joint income.
Any savings which you hold as a couple will also impact your claim. If you hold savings over £16,000 then you will be ineligible to receive Universal Credit. On the other hand, £6,000 of savings will be disregarded. Any savings in between will cause a deduction in your maximum award.
If you are assessed as having a limited capability to work, £409 of your joint income will be disregarded when calculating a Universal Credit award which does not include housing costs, while only £198 will be disregarded if you apply for UC to cover housing costs. If you are not deemed to have a limited capability for work, and neither you nor your partner are responsible for a child/qualifying young person, then all earned income will be assessed when calculating your Universal Credit eligibility.
63% of any money you and your partner earn over disregarded income (if there is any) will be deducted from your Universal Credit award. This means that if you are not assessed as having a limited capability for work and your partner earns £100 in a month, then £63 will be deducted from your maximum Universal Credit payment for that month.
Please let us know if you have any further questions.
I would like to know how much money I will be receiving each month.
Please use our calculator on https://www.gov.uk/benefits-calculators. Here you can input your household information to receive an estimate of your likely award under a benefits claim. You can receive your calculation as a weekly or monthly amount.
Hi i earn £300 a week i was on woking tax but this year my anual income is £16000, i wonder if i can get any universal credit?
Your eligibility for Universal Credit depends on your circumstances, for instance if you have children.
Please use our benefit calculator to assess Universal Credit eligibility. Here, you can input your household circumstances to receive an estimation of whether you could qualify to receive an award and how much you could receive. Our calculator is accessible here: https://www.betteroffcalculator.co.uk/#/calculator/new/step1
Could I get universal credit
Your postcode, personal circumstances and date of claim will determine whether or not you are eligible for Universal Credit.
Please go to https://www.gov.uk/benefits-calculators and use our free calculator. This will tell you whether or not you could claim Universal Credit, based on your answers to a list of simple questions.
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