Universal Credit Calculator

| posted in: Universal Credit | 4 Comments

If you have any comments on how to improve the calculator or if you experience any problems while using the tool, or have any feedback at all please either click here to post or ask a question or leave a comment at the bottom of the page.

You can use the search function in the top right, or use ctrl+f to find posts or comments related to a topic.

Please note that output from the calculator should be treated as an estimate. The welfare reform bill has yet to pass and many aspects of Universal Credit will be determined in regulations. The free version of the calculator is a ‘ready-reckoner’ providing an accurate estimate of entitlement.

Organisations that would like access to the premium version of the Universal Credit calculator should contact me.

  • Quick and accurate: Universal Credit calculations using a minimum number of screens.
  • Future-proof: updated according the latest welfare regulations, including Universal Credit at no extra cost to you.
  • Results are saved: for management information and analytics purposes.
  • Advisors are able to say with confidence that the claimant will be better off in work.

The calculator has been developed over months of direct user testing with claimants and advisors and uses the latest online technology.  If you are an organisation wanting to learn more about Universal Credit, please feel free to contact us to enquire about advisory services.  I can work with your current software provider to help them integrate Universal Credit quickly and easily into their software.

The calculator has been used commercially to assess the impact of welfare reform on groups of claimants and is free for personal use.  Organisations that wish to use the tool commercially, that want to reference its output or that have a licensing enquiry should contact me.

4 Responses

  1. I am a single parent with two children the youngest is 11. I work part time and i am self employed I work 12 hours a week 6.50 minimim wage as a cleaning lady . i also have 2 pprty which i let out and althought i dont make any money in the rental income , the captial within the ppties is over 16,000, does that mean ?i wont be entitled to claim at all as i have this capital ? i was on the calculator and it said i will only get child benefit ?

    • Hi Andrea,

      Thank you for your comment.

      Under Universal Credit, property that serves as your primary residence is not included in your capital. However given that you rent out the properties and they are not your primary residence, they will be considered capital. If the value of the properties exceeds £16,000 you will not be entitled to any Universal Credit.

      You will receive all of your child benefit, provided your taxable annual income is below the £50,000 threshold. After that it will be reduced by 10% for every additional £1,000 of income.

      • Thanks you for that – im not sure how i will survive as i get 50 pounds a week and then child benefit which means i will be living off 300 pounds a month – my morgage is 450 and my council taxi is 90 pounds a week – how will i survive with no child element in the universal credit – my daughter needs bras and knickers and my son is growing taller im so worried , as i dotn think i can live off 300 a month – ive tried everything even ive asked the water board to cut off the water supply –
        I have discussed this with a friend and she said the only alternative would then be to put the children into care –
        work wont give me any extra hours but im already dead beat as it takes me an hour to walk to work and i have to leave the kids on their own for a full day when im working –
        please help

        • If you got 2 other property and they not making you money , sell them and live on that money! once its all gone and you cant buy food then put a claim in for benefits.

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